Voluntary Term Life Insurance helps protect against the unexpected.
New York Life Group Benefit Solutions Benefits Guide (NYL GBS Benefits Guide)
New York Life Insurance Company acquired Cigna Group Insurance (CGI) on December 31, 2020. As part of this transition, CGI has changed its name to New York Life Group Benefit Solutions (NYLGBS). As we progress with our re-branding efforts, you will see co-existing brands across benefits materials. The same service team will continue to provide the support you've come to expect. Our contact information can be found on the Contact Us page.
Personal and Family Financial Protection for Employees of Insperity
Insperity offers voluntary (100% employee-paid) Life, Accidental Death & Dismemberment and Disability insurance underwritten by NYL GBS. To view the coverage options available to you and your family, or to increase your current coverage amounts, please select a product below and click on “Learn More.”
The content in this portal is for informational purposes only and contains words and phrases that have special meanings. These words and phrases appear in the General Definitions section. The Certificate of Insurance (Certificate), provided to you once coverage has been issued, will contain the specific information on each benefit and additional information (including the eligibility rules for participation) can be found in the Insperity Welfare Benefits Plan Summary Plan Description (SPD).
Note: If you apply within 30 days of your Benefits Eligibility Date, you will not have to take any medical tests or answer any health questions for certain levels of VTL and/or disability insurance, referred to as Guaranteed Issue amounts. If you apply after 30 days of your Benefits Eligibility Date or for amounts in excess of the Guaranteed Issue amounts, you will have to provide proof of good health. You can apply for AD&D insurance at any time without proof of good health.
Voluntary Term Life Insurance helps protect against the unexpected.
Voluntary Accidental Death & Dismemberment Insurance can provide valuable financial protection on or off the job.
Voluntary Disability Insurance helps to offer continued income protection if you are unable to work due to a covered injury or sickness.
Important forms to apply for and manage your coverage are available, such as beneficiary designation, change requests, and claim forms.
More than just insurance coverage, Value-added programs at no additional cost to help you and your family improve your health, well-being and sense of security.
Need to access your current coverage information or view/change your beneficiary designations? Click below for instructions.