NYLGBS - Insperity

NYLGBS - Insperity

Benefits Guide

New York Life Group Benefit Solutions Benefits Guide (NYL GBS Benefits Guide)


Personal and Family Financial Protection for Employees of Insperity


Insperity offers voluntary (100% employee-paid) Life, Accidental Death & Dismemberment and Disability insurance underwritten by NYL GBS. To view the coverage options available to you and your family, or to increase your current coverage amounts, please select a product below and click on “Learn More.”


The content in this portal is for informational purposes only and contains words and phrases that have special meanings. These words and phrases appear in the General Definitions section. The Certificate of Insurance (Certificate), provided to you once coverage has been issued, will contain the specific information on each benefit and additional information (including the eligibility rules for participation) can be found in the Insperity Welfare Benefits Plan Summary Plan Description (SPD).


Note: If you apply within 30 days of your Benefits Eligibility Date, you will not have to take any medical tests or answer any health questions for certain levels of VTL and/or disability insurance, referred to as Guaranteed Issue amounts. If you apply after 30 days of your Benefits Eligibility Date or for amounts in excess of the Guaranteed Issue amounts, you will have to provide proof of good health. You can apply for AD&D insurance at any time without proof of good health.


Online Applications submitted on this website are made in Eastern Standard Time (EST). If applying for coverage during a guaranteed issue period, your application must be submitted by 11:59pm EST of the last day of your guaranteed issue period.